The Government of Nagaland has introduced the Chief Minister Health Insurance Scheme (CMHIS), a public health insurance initiative aimed at providing cashless treatment to government employees, pensioners, and citizens of the state not covered under the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY). This scheme aims to reduce the financial burden of medical expenses, promote access to quality and affordable healthcare, and accelerate the state’s progress toward universal health coverage.
About Chief Minister Universal Life Insurance Scheme (CMLIS) 2024
Launched by Chief Minister Neiphiu Rio on the 78th Independence Day at Secretariat Plaza, Kohima, the Chief Minister Universal Life Insurance Scheme (CMLIS) covers hospitalization, surgical procedures, diagnostic tests, and other medical expenses. It aligns with the Nagaland Sustainable Development Goal Vision 2030, which aims to ensure equitable, affordable, and quality healthcare services for all by 2030.
Objective
- Provide cashless treatment for government employees, pensioners, and citizens not covered under AB PM-JAY.
- Reduce the financial burden of medical expenses, ensuring accessible healthcare for economically disadvantaged groups.
Key Highlights
| Feature | Details |
|---|---|
| Name of the Scheme | Chief Minister Universal Life Insurance Scheme (CMLIS) 2024 |
| Launched By | Chief Minister of Nagaland, Mr. Neiphiu Rio |
| Launch Date | 15th August 2024 |
| Objective | Provide cashless treatment for government employees, pensioners, and citizens |
| Beneficiaries | Employees, pensioners, and citizens not covered under AB PM-JAY |
| Benefits | Covers hospitalization, surgical procedures, diagnostic tests, and medical expenses |
| Year | 2024 |
| Mode of Benefit | Cashless treatment |
| Mode of Registration | Online |
| Official Website | https://cmlis.nagaland.gov.in |
Eligibility Criteria
- Permanent resident of Nagaland.
- Age Limit:
- General category households: 18–50 years (as per PMJJBY guidelines).
- Government employees (breadwinners): 18–60 years.
Benefits
- Cashless treatment for employees, pensioners, and citizens not covered under AB PM-JAY.
- Covers hospitalization, surgical procedures, diagnostic tests, and related medical expenses.
- Financial protection against hospitalization costs, reducing poverty risks and promoting affordable healthcare.
Important Dates
- Launch Date: 15th August 2024.
- Registration Deadline: 15th September 2024.
Required Documents
- Aadhaar Card
- Nagaland Domicile Certificate
- Affidavit
- Self-Declaration
- Pensioner ID or Employee ID
- PAN Card
- Bank Passbook
- Mobile Number
Insurance Coverage Details
- CMHIS (EP): Health insurance cover of Rs. 20 lakhs per family per year for regular government employees, pensioners, and their dependents.
- CMHIS (GEN): Health insurance cover of Rs. 5 lakhs per family per year for contractual employees, ad-hoc staff, accredited journalists, and households not covered under AB PM-JAY or CMHIS (EP).
Registration for CMHIS Beneficiaries and Government Servants
- Visit the CMLIS Nagaland Portal.
- Click on the “Register|Login” option on the homepage.
- Select “CMHIS CARD ID” under “Select Type.”
- Enter your Card ID and click “Check PMJAY ID” to verify eligibility.
- Verification Deadline: 5th September 2024.
Registration for Non-Covered Families
- Rural Areas: Register through Nagaland Rural Livelihoods Mission (NSRLM).
- Urban Areas: Register through offices of the DC/ADC/SDO/EAC.
- Registration Deadline: 15th September 2024.
Contact Details
- Address: Finance Department, Civil Secretariat
- Phone Number: (+91) 9436030303
- Email: info.cmlis@gmail.com
FAQs
- What is the key benefit of this scheme?
Cashless treatment for government employees, pensioners, and citizens not covered under AB PM-JAY. - What is the main objective?
Reduce the financial burden of medical expenses and ensure accessible healthcare. - Who launched this scheme?
Chief Minister of Nagaland, Mr. Neiphiu Rio. - What is the official website?
https://cmlis.nagaland.gov.in
